Your First Steps in Investing

Investing is one of the most important financial steps you can take in life. Whether you realize it or not, you are investing all the time. You put money into a house that will build value and you can cash in on that value if you sell it. You spend money on education or training in order to get a return with better wages or working conditions.

Of course, most people think of investing more in the context of direct placement of their money into some kind of instrument that is intended to give them an eventual return, usually for retirement. The need to do this is very real because if you simply sock away your money in a mattress for 30 years, you’ll have less spending power in the future than if you had spent the money when you got it.

The challenge is in identifying what route to choose for your investments, and how to go about it. Let’s go over some of the steps you should consider.

Talk to Your Employer

Many workplaces have voluntary (and in some cases, mandatory) retirement options. You may be required to opt-in, but you may also have additional voluntary opportunities or the option to put extra money into the mandatory investment fund. Either way make sure you carefully review your options so you know exactly in what you will be investing.

You may have preferences that your employer can’t work with, so be sure you understand where your money will go. After all, long-term investments don’t have to be stocks, bonds, mutual funds, or all the things you hear about on TV. Foreign currencies and many others are available to you, so research your options.


Understand Your Tolerance for Risk

Some investments have a very low risk, others very high, and the rest are scattered in the middle. To go back to currencies, some have high potential for long-term growth while others are more volatile. The biggest gainers can turn into the biggest losers, so don’t just randomly choose things and hope you’ll hit a home run.

Regardless of their long-term prospects, every investment has its ups and downs. This is where you really assess yourself. If you know you’ll get spooked with a stock that bounces around day by day (or even hour by hour), stay away from it. It may be a great prospect, but if it’s going to make you uneasy about your future, you’re better off to go elsewhere.


Don’t Forget Taxes

Many employer-sponsored investments are taken pre-tax–that is, the money is deducted from your paycheck before taxes are calculated. That means that the investment itself will be taxable when you withdraw it down the road. Conversely, many voluntary plans or your own independent investments are made with money you’ve already paid taxes on, so their taxation will be calculated differently.

Because there are so many different arrangements available, the wisest thing to do before embarking on any new investment activity is to sit … READ MORE

Make Money from the Internet

Here are some ways to make money on the internet, which can be done by anyone:

1. Fill out an online survey

It turns out we can get money by filling out an online survey! Many companies are doing research by surveying many people and you can get a little money by filling out the surveys they provide. Little by little, it will accumulate a lot! Please search on any online survey search engine that has been proven to pay and immediately register yourself, but don’t just follow an online survey whose credibility is unknown because your time and mind will be wasted. Congratulations on filling out an online survey!

2. Become a blogger

Today’s internet has become a necessity for everyone, well then you spend time on social media and don’t produce anything, you can start writing your own blog which can be a daily experience, certain tips, or whatever, writing will easier if adjusted to your hobby or interest.
How to make blogs easy, you can find a way on the internet, and with a little perseverance, you will be able to do it. Delicious, there are many free blogs available such as Blogspot or WordPress.
If the blog posts are ready, first tell your friends so they visit your blog and share it with social media that you have so that your blog can get visitors. Blogs can be monetized with advertisements or you can become an affiliate to get extra money.

3. Make an online store

Online shops have now become a necessity for everyone because many people are lazy to come directly to the store or shopping place because of traffic, time and energy. People can now buy directly from online stores easily and quickly. Just choose the desired product or item and transfer payment, the item will be sent directly to the house, very practical right?
You can also open your own online store, how? The method is more or less the same as being a blogger, but the online store is filled with posting items that you want to sell. What if you don’t have your own goods or products? Easy, you can sell other people’s items, or commonly called the drop ship system, you can raise the price a little at a profit. With this dropship system goods or products will be sent to buyers on our behalf as sellers, is it really nice?

4. Article writing services

If you don’t want or are lazy to create a blog or online store because you can’t wait to get money, then you can open the services of an article writer. Many people who are website or blog owners who are lazy to make posts or articles and they choose to use the services of writing articles, this is your chance to help them at the same time to get extra money. Promote yourself as attractive as possible to attract people to use your services, and don’t forget that your services have competitive prices.… READ MORE

Brand Equity and The Role of Brands for Companies

The origin of the brand itself originated around medieval Europe when trade with the outside world began to develop. The original function is to show the origin of the product separately. Only after being known as a method of mass production and with a broader and more complex distribution and market network, the brand’s function developed into what it is today. if you are interested in reading a site about brands, please visit Adam Arnold’s branding article Brands are one of the most popular words in terms of publishing good products through mass media such as newspapers, magazines, and tabloids or through electronic media.



Brand Equity

The understanding of these brands is which brands have brand loyalty, consumer awareness of brand names, perceived quality, and other brands. Companies that produce competitive advantages are:

  1. a) The company will enjoy smaller items
    b) The company will have a stronger position in negotiations with distributors and retailers
    c) Companies can charge higher prices than the competition
    d) Companies are easier to launch brands
    e) The brand is protected by the company from a fierce price

Make sure the brand name needs to be managed carefully so that the brand does not worsen depreciation. It requires maintenance or improvement of awareness, quality and function-oriented in the brand. You can add or subtract all products for consumers, as well as brands and influence customers to make purchasing decisions. Thus Brand Equity is brands that can increase or reduce the value of a brand that can be accessed from the consumer’s response to the goods or services to be sold.